Acceptance of Terms

By accessing and using lunavirothex's corporate finance platform at lunavirothex.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and lunavirothex, a finance education platform operating from the United Kingdom.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Continued use of the platform following any modifications to these terms constitutes acceptance of such changes.

Service Description

lunavirothex provides educational resources and training materials focused on corporate finance analysis. Our platform offers learning programs designed to enhance professional skills in financial analysis, corporate valuation, and related disciplines.

Educational Nature

All content provided through our platform is strictly educational. We do not provide financial advice, investment recommendations, or guarantee specific career outcomes. Users are responsible for their own professional development decisions.

Platform Access

Access to certain features may require registration and payment of applicable fees. We reserve the right to modify, suspend, or discontinue any aspect of our services at our discretion.

User Obligations and Conduct

Users must provide accurate information during registration and maintain the confidentiality of their account credentials. You are responsible for all activities that occur under your account.

Prohibited Activities

• Sharing account credentials with unauthorised individuals
• Attempting to circumvent payment systems or access restrictions
• Using the platform for any unlawful purpose
• Reproducing, distributing, or creating derivative works from our content without permission
• Interfering with the platform's operation or other users' access
• Submitting false or misleading information

Intellectual Property Rights

All content on the lunavirothex platform, including but not limited to text, graphics, videos, audio materials, course content, and software, is protected by copyright and other intellectual property laws. lunavirothex retains all rights, title, and interest in this content.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the platform for personal educational purposes only. This license does not permit commercial use, redistribution, or modification of our content.

Payment Terms and Refunds

Payment for courses and services must be made in full before accessing premium content. We accept payment through secure payment processors and all transactions are subject to verification.

Refund Policy

Refund requests must be submitted within 14 days of purchase. Refunds are considered on a case-by-case basis and may be denied if significant course content has been accessed. Processing of approved refunds may take 5-10 business days.

Privacy and Data Protection

We collect and process personal data in accordance with UK data protection laws and our Privacy Policy. By using our platform, you consent to our data practices as outlined in our separate Privacy Policy document.

We implement appropriate technical and organisational measures to protect your personal information but cannot guarantee absolute security of data transmitted over the internet.

Limitation of Liability

lunavirothex's liability for any damages arising from your use of our platform is limited to the amount paid by you for the specific service in question. We shall not be liable for any indirect, incidental, or consequential damages.

Educational Disclaimer

While we strive to provide accurate and up-to-date educational content, we make no warranties about the completeness or accuracy of information provided. Users should verify information independently and consult with qualified professionals when making business decisions.

Termination

Either party may terminate this agreement at any time. We reserve the right to suspend or terminate access to our platform immediately for violation of these terms or for any reason we deem appropriate.

Upon termination, your right to access the platform ceases immediately, though certain provisions of these terms will survive termination, including intellectual property rights and limitation of liability clauses.

Governing Law and Disputes

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our platform will be subject to the exclusive jurisdiction of the courts of England and Wales.

Amendment of Terms

We may modify these terms at any time by posting updated terms on our website. Significant changes will be communicated to registered users via email. Your continued use of the platform after such modifications constitutes acceptance of the new terms.